When buying property in Dubai, it's crucial to plan for more than just the purchase price. Several government and transactional costs can impact your total budget — and understanding them upfront helps you avoid surprises.
Here’s a breakdown of the main fees:
- Dubai Land Department (DLD) Fee: 4% of the property’s sale price, paid at the time of transfer.
- Registration Fee: AED 4,000 for properties above AED 500,000; AED 2,000 if below.
- Trustee Office Fee: Typically AED 4,000 for managing the legal handover.
- Title Deed Issuance: AED 540 for freehold ownership documentation.
- NOC Fee: Charged by the developer for issuing a No Objection Certificate, ranging from AED 500 to AED 5,000.
- Brokerage Fee: Generally 2% of the property price (negotiable with agents).
These costs are usually paid by the buyer and must be settled before the transaction is completed. Mortgage buyers should also factor in bank processing fees and property valuation charges.
For investors, it's important to calculate the impact of these fees on yield and ROI.
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