Even if you don’t live in the UAE, you can still get a mortgage to finance your Dubai property.
Most UAE banks offer non-resident mortgages, typically covering up to 50–60% of the property’s value. Some lenders may even go up to 70%, depending on your country of residence and financial profile.
You’ll need:
- Valid passport and visa copy
- Proof of income (salary slips, bank statements)
- Clean credit history
- Down payment of at least 30% for non-residents (25% for residents)
Interest rates remain competitive in 2025, particularly for buyers with strong financials. Fixed-rate and hybrid products are widely available.
If you’re self-employed, be prepared to show audited accounts and international bank statements. Partnering with a mortgage broker can help you navigate options and secure pre-approval faster.
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