Mortgage Overpayment vs Cash Buffer in Dubai

Mortgage Overpayment vs Cash Buffer in Dubai

Paying Down the Mortgage Faster Can Still Leave You Financially ExposedIf you are weighing mortgage overpayment against keeping cash in hand, the right answer is not just about saving interest. For Dubai property buyers, especially expats and overseas buyers, the real...
Net Rental Yield After Finance in Dubai

Net Rental Yield After Finance in Dubai

Net rental yield after finance and vacancyA high gross yield can still produce weak cash flow on a Dubai property once mortgage payments, service charges, vacancy and other costs are deducted. If you are comparing investment listings, do the full numbers first. The...
Dubai Off-Plan Property Risks at Handover

Dubai Off-Plan Property Risks at Handover

Dubai off-plan property risks at handoverHandover can arrive before your finances are ready. If you are buying off-plan in Dubai, it is easy to focus on instalments and forget the final stretch: the last payment, mortgage timing, DLD registration costs, snagging,...
Joint Ownership and Unequal Deposits in Dubai

Joint Ownership and Unequal Deposits in Dubai

Joint Ownership and Unequal Deposits in DubaiBuying together can work well for a Dubai property deposit, but unequal cash contributions can cause problems later if the ownership split, monthly payments and exit terms were never agreed. That matters for couples,...